Teacher Take Home Pay Calculator UK

This teacher take home pay calculator works out exact pay for Main and Upper Pay Range points, using the official 2025/26 STPCD salary scales. Pick your pay point, region and student loan plan.

It also applies the correct Teachers' Pension Scheme contribution tier automatically, based on your actual salary, rather than a flat percentage.

An ECT starting on M1 (£32,916 in the rest of England) takes home about £2,110 a month. At the top of the Main Pay Range (M6, £45,352) that is roughly £2,745 a month, and on the Upper Pay Range (U3, £51,048) about £3,025, after Income Tax, National Insurance and pension.

Rates cover rest of England and Wales, London Fringe, Outer London and Inner London pay areas.