UK Student Loan Repayment Guide 2025/26

Student loan repayments are calculated at 9% of income above your plan's threshold — or 6% for Postgraduate Loans — not as a flat amount.

Plan 1 threshold is £24,990; Plan 2 is £27,295; Plan 4 (Scotland) is £31,395; Plan 5 is £25,000; Postgraduate Loan is £21,000.

This guide shows exact monthly repayments for every plan at every common salary level for 2025/26.